Affirm Pay in 4
Four biweekly, interest-free payments may be available for eligible purchases.
- No interest or fees on Pay in 4
- Automatic payment setup
- Eligibility check before confirmation
Buy now, pay over time
Financing with Affirm
Review available payment structures, understand the checkout process and see the important eligibility disclosure before applying.
The choice is shown at checkout
Pay in 4 or use monthly installments when eligible.
Available plans depend on the purchase, eligibility and location. The exact payment amount, APR and required payment today are shown before you confirm.
Monthly payments
Longer installment plans may be available for larger purchases.
- APR and term vary by eligibility
- Actual cost shown before confirmation
- No hidden late or processing fees from Affirm
How it works
From cart to payment plan in three steps.
Fill your cart
Select Affirm at checkout and provide the requested details for an eligibility decision.
Review your options
Compare the plans actually offered to you, including APR, payment amount and due dates.
Confirm and manage
Confirm the selected plan, then manage payments through Affirm online or in the app.
Important disclosure
Financing is subject to eligibility and the terms shown at checkout.
Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR where available and subject to provincial regulatory limitations. APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR.
Payment options depend on purchase amount, may vary by merchant and may not be available in all provinces or territories. A down payment or payment due today may be required. Actual payment option terms will be shown at checkout.
Sample payment options currently shown by Canadian Mattress include an $800 purchase split into 12 monthly payments of $72.21 at 15% APR, or four interest-free payments of $200 every two weeks. Examples are illustrative and are not an offer.
Learn how Affirm works ↗Need a clear answer?
Talk with the store handling your purchase.
Policy questions are easiest to answer with the product, receipt and delivery location in front of us.